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Carriers hold more sensitive data per customer than almost any other sector — health, financial, biometric and behavioural, all in one file. We secure the policy lifecycle end to end, from broker portal to claims payout.
Show every claims record altered outside business hours by an account with no adjuster assignment.
Flagged: 3 edits from a dormant broker credential on the motor book. Session frozen, records version-locked and the conduct team notified.
One platform across the policy lifecycle — quote, bind, service, claim — so the controls follow the data rather than stopping at each system boundary.
A single claim can touch a broker portal, a policy admin system, a medical assessor and a payments rail. We make the protection travel with it instead of restarting at every hop.
Health disclosures, bank details, addresses and claims history sit in one record, which makes a single breach unusually costly.
Independent brokers, loss adjusters and repair networks all hold live access, and none of them sit inside your identity estate.
Each field is classified once at capture and carries its handling rules through every downstream system that touches it.
Brokers and adjusters authenticate against their own tenancy with scoped, expiring rights, and every action lands in your audit trail.
Actuarial models and claims decisions are increasingly the target rather than the data. We protect the logic and the record of what it decided.
A quietly altered pricing factor costs more over a year than a stolen dataset, and leaves far less evidence behind.
Organised claims fraud uses valid credentials and legitimate workflows, which perimeter controls are not built to catch.
Rating and reserving models are versioned, signed and diffed, so an unapproved factor change cannot reach production unnoticed.
Adjuster and broker behaviour is baselined, and out-of-pattern edits, approvals and payouts are surfaced to the conduct team.
How we map the policy lifecycle, close the intermediary gaps and hold the position through your conduct and solvency reporting cycles.
Trace every system, broker and assessor that touches a policyholder record.
Rebuild intermediary access on scoped, expiring credentials tied to real assignments.
Version, sign and monitor the pricing and reserving models that set your exposure.
Report posture continuously to risk, conduct and solvency committees.
Yes — that is the usual position. Brokers authenticate in their own tenancy and we federate the trust, issuing scoped rights against a real policy or claim assignment. You get the audit trail and the revocation control without absorbing thousands of external identities into your directory.
Model work continues in the actuarial environment as normal. The controls apply at promotion: a model reaching production is versioned, diffed against the approved baseline and signed off. Day-to-day modelling is untouched; only the path into pricing is gated.
Our engineers will map your policy lifecycle, show you where intermediary access is wider than you think, and outline a 90-day plan.